Welcome aboard, beta trailblazer! 🚀

Your financial picture, at a glance. Your dashboard shows exactly what you own, what you owe, and what you're worth — updated in real time. Track your income and expense trends over time so you always know where your money is going.

The longer you use it, the smarter it gets. As Universal Finance learns your financial picture, it can analyse your position more deeply — giving you personalised advice on your finances, your goals, and even your retirement readiness.

No more manual capturing. Import your bank and credit card statements — or simply email them straight to the app — and we'll analyse and post your transactions automatically.

Your documents, safe and smart. Store warranties, title deeds, insurance policies and more in your Document Safe. We'll summarise them for you, and you can ask questions and get instant answers.

Know exactly what your loans are costing you. Repayment schedules and interest breakdowns are calculated and displayed clearly — no digging through fine print.

Never miss a payment. See all your subscriptions and recurring payments in a calendar view, so you always know what's coming.